Finding The Right Lender
Be Ready To Buy – Get Pre-Approved by a Lender Now
Finding the right lender to work with is a crucial part of the home-buying process. Titanium Mortgage is a preferred lender that we have worked with for over 10 years. Titanium Mortgage has many product offerings tailored to meet your individual needs and loan type.
A few things you shouldn’t do when searching for a lender:
Don’t call around shopping for interest rates. You are rarely quoted an accurate interest rate over the phone because the rate and loan program are not locked without a loan application.
Don’t apply to multiple lenders and allow them to run your credit. Multiple credit inquiries without a transaction can lower your credit score.
Don’t switch lenders mid-transaction without good cause. A slight adjustment in interest rates from one lender to another is not a good reason to change lenders. It could delay your loan and in most all cases there are other costs that make up the rate difference. This can jeopardize your real estate transaction and cost you your new home.
In the end, one of the most important things is that you are able to work well with the lender you choose and they are responsive to your needs. We are confident our preferred lender Titanium Mortgage will exceed your expectations.